For most of our married life, my husband and I have stayed credit card free. We pay cash for what we need and if we don’t have the cash, we don’t need the item. In certain cases that has worked against us, like when the refrigerator decided to die right after Christmas, but for the most part we have enjoyed living without them. That all changed when we made the move to the big state of Texas and I discovered my beloved Kohl’s!
Believe it or not, we didn’t have this amazing store where I grew up and discovering it was almost dangerous for me. Their sales made once pricey clothes affordable and their clearance merchandise was always in abundance. I came to realize however that those around me were getting better deals than me and I had to understand why! That’s when I took the plunge for the Kohl’s credit card. In order to get special discounts throughout the year and special sales, the Kohl’s credit card was a necessity, annoying but true.
There is something to be said about having it however because not soon after I got it, I was able to purchase a $60.00 pair Nikes for just $14.00. The shoes were on sale for 50% off, making them 29.99. I had a 20% off coupon saving me $5.99, and then I used my $10.00 Kohl’s Cash. Before tax, these babies were just $14.00! I swiped my handy dandy card and then went right over to the customer service desk and paid the exact amount to my Kohl’s card. No interest accrued and a fabulous price on an awesome pair of shoes! I’d say that card was worth it!